As someone drives over the course of their life, there is a record that is kept by the state and Florida DMV keeps that record, and it’s called an MVR. It’s a motor vehicle record. In the course of driving someone may have certain circumstances where they either get pulled over or cited for traffic accidents or speeding or failure to yield, running a red light, whatever it may be. Depending on how those citations are dealt with, they may result in points being placed on someone’s driving record. And really the significance of points is two fold. Number one, they have a bearing on how an insurance company sets someone’s rates. So that can be a big issue because it can cost a lot of money if your insurance gets bumped up as you get points and infractions. Additionally, if someone collects a certain number of points in a certain time period, in Florida, it’s 12 points within 12 months, 18 points within 18 months, or 24 points in 24 months, that can actually result in a separate suspension on someone’s driver’s license. So it can affect their insurance, it call also affect their driver’s license itself.
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